Swagbucks has been a blessing to my family as it has allowed me to earn up to $100 each month that I use to buy our household items and even some of our grocery items. Swagbucks is a rewards type website and app that rewards you with points for doing activities. The points can then be used for gift cards or to even get cash through Paypal.
Here is some more detailed info about how I personally use Swagbucks and how it works.
How to Sign Up
Get an Account
You can click here to sign up for Swagbucks. Once you pick your username and password, you can log in from a computer, tablet or phone and get started racking up points.
Bookmark the Site
I suggest either bookmarking the Swagbucks site to your bookmarks bar on your web browser if you use it on a computer. I use Google Chrome and have the SwagButton added as an extension. This is very helpful because once it is activated, it will notify you anytime you’re on a site that works with Swagbucks. So if you’re shopping or thinking of signing up for a subscription or service, it will remind you to go through Swagbucks to get points for this activity.
Download the App
I also highly recommend downloading the Swagbucks app to your phone. If you are using a tablet, such as an iPad, you can use either the app or by going to the website.
On your device, go to the app store and search “Swagbucks” and you should see this:
Install the app and sign in with the account previously created.
If you’re in a hurry, you can skip to the quick tutorial video to see how I use Swagbucks!
How to Get Points
There are multiple ways to get points through Swagbucks, and here I’ll go over the ones I have personally used.
If I do nothing else each day to add up some points, I at least do the daily to-do list that Swagbucks has so nicely set up for me. I usually get a minimum of 7 points just for completing this list and often more, depending on how many points I get through the survey I complete in order to check off that item on this list.
You can find the daily to-do list on the home page of the site. However, I cannot find this on the app when using my iPhone so I always do it from my computer.
Simply go through each item and click each one to be taken to that activity. Once you have completed each one, it will check them off as completed for you and reward you with any points earned for that task. When you complete ALL of the tasks, you will get a pop-up that says you completed the to-do list and be given 7 points for that.
You can also earn points by starting in Swagbucks to do your online shopping. Go to “Shop” to see all of the stores and services that participate. The trick is to be sure to start in Swagbucks, find the store and click through it. This is what tracks your points. Most of the shopping is awarded on a percentage of how much you spend.
However, with the shopping, you will want to read the details to see what categories of purchases will accrue points for each store. For example, with Amazon, not every item will earn points. If I order several different items, I may get 1% back on one item, 5% back on another or zero points. I have had better luck getting points when doing other shopping like for clothing rather than through Amazon or Walmart. (I personally shop through Ibotta for Walmart and get much more back that way.)
Once you finish your order, you will get a notification from Swagbucks saying how long the points are pending. With shopping, they usually are pending for 14-90 days depending on the store’s return policy. You can track pending points in your Swagbucks account to see when they will be added to your balance.
I will say this is my least favorite way to rack up points. I honestly don’t think the video watching part of their app and site is very user friendly and I find I do better getting points with the other ways.
Since watching a video is part of the daily to-do list, I do click through the to-do list and watch just the one I need to watch in order for that task to be checked off. I also have been awarded 1 point for doing this.
If you like to watch video clips, then this might be something you dive deeper into and find that you enjoy!
While doing the daily to-do list tasks, you will click into the Discover area. This is where stores, services and third-party companies work with Swagbucks to get people to look at and try out their stuff in exchange for giving points. For the daily to-do list, all you do is click through to the Discover area (and maybe one Discover item), but you don’t have to sign up for anything.
If you want to look through the Discover area, you might find something you had wanted to try. Maybe you have been thinking about ditching cable TV and see there are big points offered for trying out Hulu. This is a good way to try stuff you are interested in by getting something back in return. Warning: I don’t recommend signing up for anything just to get the points! And be sure if you sign up for a trial to set a reminder for yourself to unsubscribe when the trial is ending if you don’t want to continue.
One thing I have found is that by flipping through the Discover area, sometimes I will find something that is more of a survey type task rather than a purchase or sign up for a service. For example, I came across the CareDash opportunity. To earn the 50 points, all I had to do was sign up to leave a review of the most recent hospital visit. The points were added to my account immediately, and it only took a few minutes.
I will admit that right now the surveys is how I’m racking up the majority of my points. The thing to note about doing surveys is you won’t be qualified for every one. So when you start a survey and get asked the demographic questions, such as gender, state of residence, age, etc., that is how they determine if you are a fit for their survey.
If not, they kick you back to Swagbucks and give you anywhere from 1 to 5 points just for trying. If you are a fit, they send you through the survey to complete and reward you after the survey is finished.
With the daily to-do list, you check off a task for attempting to do a Gold Survey, which you will get a minimum of 1 point for, and then the complete a Gold Survey is checked off once you qualify for one.
To get to the survey area, you will click on “Answer” from either the website or the app.
From there you can choose any survey you want to try. It shows you the average length of time to complete and how many points it is worth. If you do not qualify and get kicked out, it usually only takes a minute or two.
The surveys do take more time than anything else in Swagbucks, such as shopping or going through the daily to-do list, but I have the best luck with getting points from these so I find pockets of time to go through a few at a time. The majority of the surveys I complete are done when watching TV with my husband!
The last way I earn points with Swagbucks is by uploading my shopping receipts in the “Ask” area of the app. I do it through my phone so I can just take a picture and upload. I receive 2 points for each receipt, but if you have a clothes shopping receipt you can receive 25 points.
Just a note that I haven’t had the best experience with uploading receipts. I often get an error message that says to try again. I have noticed this more with ALDI receipts, whereas the Walmart receipts tend to go through better. Of course this may be due to my photo quality on my phone!
You might find other ways to earn points once you start using it so come back and let us know how you like to rack up those points!
How to Redeem Points
To see how many points you need in order to redeem for gift card or cash, you can look in the “Rewards Store.” This shows all of the options, including Paypal. It also shows which ones are on sale each month.
Each reward states how many points are needed for redemption. For the sale rewards, you can see that fewer points are needed if that reward is “on sale.”
The on sale rewards are limited to one per month unfortunately. So when I redeem my points for Amazon gift cards, the first $25 card is only 2200 points, but the next $25 card is the regular 2500 points.
Once you choose which reward you would like, just click through it and follow the prompts. I have cashed out to Paypal in the past, but currently I have been redeeming for Amazon gift cards.
How I Use Swagbucks to Help My Budget
Why I Choose Amazon Cards
Since we live in a very rural area with an almost 40-minute drive to the “shopping town” that has Walmart and ALDI, I find it helpful to order online through Amazon to help stretch our budget and to find items I can’t find locally.
So when I redeem Swagbucks points, I tend to get Amazon gift cards. As I said before, I get the first one one sale and then the others I get at the regular price point. Once I redeem the points, I get an email with my Amazon gift card information.
From the email, I click on the link provided to sign into my Amazon account. This adds the gift card amount to my Amazon account gift card balance so I don’t have to remember to go back to multiple emails when I’m placing an Amazon order.
When I’m placing an order, I simply check the box in the checkout area if I want to use my gift card balance. For Subscribe & Save orders, you can also choose to use your gift card balance first by checking the box.
Helping Our Budget
I have set a daily goal to get a minimum of 200 Swagbucks points each day. In a month, this adds up to an average of 6,000 points, although it is always more due to bonuses that are given by using Swagbucks. This means I can get a minimum of $50 in Amazon gift cards each month, although it is often $100.
In our budget, we have a category for household, which is nonfood items, and a category for groceries. By getting free Amazon gift cards, I am able to use this to completely pay for the entire household category of the budget. I also am able to order a few non-perishable grocery items that I cannot get locally. This helps the grocery budget a little bit, too.
So effectively I am trading my time, which I have available at this stage of my life, for free household and grocery items!
Another way I use this to help our overall budget is by allowing the extra Amazon gift card funds to build up. My goal is to help pay for Christmas with the funds leftover in Amazon from purchasing the needed household and grocery items.
If you use Swagbucks or just start using it, I’d enjoy hearing how you are working it and what your goals are to use the points for to help you and your family!
Also, if you have any questions, just comment, and maybe I can help you be successful with the Swagbucks goal 🙂